Showing posts with label assumptions. Show all posts
Showing posts with label assumptions. Show all posts

Saturday, November 23, 2019

we had to trust

If Grameen was to work, we knew we had to trust our clients. From day one, we knew that there would be no room for policing in our system. We never knew that there would be no room for policing in our system. We never used courts to settle our repayments. We did not involve lawyers or any outsiders. Today, commercial banks assume that every borrower is going to run away with their money, so they tie their clients up in legal knots. Lawyers pore over their precious documents, making certain that no borrower will escape the reach of the bank. There are no legal instruments between the lenders and the borrowers. We were convinced that the bank should be built on human trust, not on meaningless paper contracts. Grameen would succeed or fail depending on the strength of our personal relationships. We may be accused of being naïve, but our experience with bad debt is less than 1 percent. And even when borrowers do default on a loan, we do not assume that they are malevolent. Instead, we assume that personal circumstances have prevented them from repaying the money. Bad loans present a constant reminder of the need to do more to help our clients succeed.


A Bangladeshi social entrepreneur, banker, economist, and civil society leader who was awarded the Nobel Peace Prize for founding the Grameen Bank and pioneering the concepts of microcredit and microfinance. These loans are given to entrepreneurs too poor to qualify for traditional bank loans.

Saturday, January 20, 2018

a cooperative conversation.

Good listening was seen as a cooperative conversation. In these interactions, feedback flowed smoothly in both directions with neither party becoming defensive about comments the other made. By contrast, poor listeners were seen as competitive — as listening only to identify errors in reasoning or logic, using their silence as a chance to prepare their next response. That might make you an excellent debater, but it doesn’t make you a good listener. Good listeners may challenge assumptions and disagree, but the person being listened to feels the listener is trying to help, not wanting to win an argument.


"What Great Listeners Actually Do". Harvard Business Review. July 14, 2016.

Monday, June 6, 2016

multiple minds working together to solve problems

When I was a junior designer, my creative director asked me to design a mascot with the rather uninspiring instruction to reorder the shapes of the famous 2012 Olympics logo. Having little choice but to accept my task, I threw myself into it with all the boundless, panicked energy that comes from needing to impress the powers above, trusting my superior to steer me in the right direction.

Three weeks later I was distraught, the entire weight of our complete and utter failure to win the pitch resting on my shoulders.

It would be easy to put that loss down to inexperience—after all, I totally missed the brief, and every other pitch was better. But when I think about it a little more thoroughly, I can see that the real problem was one of access. I longed to understand the full project details, but was instead privy to mere bits and pieces of projects, attempting to cobble together an unknown whole. It was like trying to put together a jigsaw puzzle whilst looking at it through a keyhole.

Many organizations—faced with the challenge of bringing together multiple projects, departments, and skillsets—fall back on the traditional combination of hierarchy, method, and structure. This can breed a culture of complacency, leading to outcomes that are narrow in their vision, team members who feel restricted and undervalued, and a workforce that operates under ceaseless pressure to either get it right, or get out.

When I look back on my ill-fated Olympic experience, I can see that I didn’t have the full picture. I was unable to bring my own ideas to the table, powerless to create change. I was subordinate; my relationship with my superiors was distant, and the most integral aspects of the design process—research, exploration, and discussion—were entirely absent. It wasn’t collaboration of any kind. No wonder that I lost both the pitch and the plot!

It doesn’t have to be that way. When I co-founded the creative studio Gravita, I learned what collaboration really looks like: multiple minds working together to solve problems. By doing this, our complementary skillsets are free to blend together in surprising ways—unconstrained, we’re better equipped to deliver inventive solutions.

This kind of collaborative culture is possible, whether you’re freelancing, in an agency environment, or in-house. You only need to do three things:
  1. Remove assumptions
  2. Emphasize project roles over job titles
  3. Create a supportive environment for new ideas

Rosie Manning
"Structuring a New Collaborative Culture" A List Apart. 7/1/2014

Monday, March 14, 2016

challenge your certainty

Our beliefs and assumptions are skewed by personal biases and not to be fully trusted. Often they haven't been tested or revised based upon new information. They reflect partial knowledge and are only partially wise. Resist acting instinctively on your beliefs and assumptions, and open your mind to the subject's potential complexity. Before registering your opinion, enter into a state of not knowing. Zen Buddhists call this the "beginner's mind." Robert Kegan and Lisa Laskow Lahey (Immunity to Change, Harvard Business School Publishing, 2009) would describe this as moving from the "self-authorizing mind" to the "self-transforming mind." 

Once you learn to distrust yourself, it's easier to trust others. The goal isn't to locate the most trustworthy or least fallible individual and hand all decision-making to this person; the goal is to share the load and get everyone to feel ownership in the organization's direction and operations. This doesn't mean that everyone should participate in every decision, but decision-making needs to be more evenly distributed. 


"Leadership: How to Ask the Right Questions" Bloomberg Business. 9/29/2009

Monday, February 22, 2016

crucibles of leadership

[O]ne of the most reliable indicators and predictors of true leadership is an individual’s ability to find meaning in negative events and to learn from even the most trying circumstances. Put another way, the skills required to conquer adversity and emerge stronger and more committed than ever are the same ones that make for extraordinary leaders…. 

We came to call the experiences that shape leaders “crucibles,” after the vessels medieval alchemists used in their attempts to turn base metals into gold. For the leaders we interviewed, the crucible experience was a trial and a test, a point of deep self-reflection that forced them to question who they were and what mattered to them. It required them to examine their values, question their assumptions, hone their judgment. And, invariably, they emerged from the crucible stronger and more sure of themselves and their purpose—changed in some fundamental way….

So, what allow[s]… people to not only cope with these difficult situations but also learn from them? We believe that great leaders possess four essential skills, and, we were surprised to learn, these happen to be the same skills that allow a person to find meaning in what could be a debilitating experience. First is the ability to engage others in shared meaning…. Second is a distinctive and compelling voice…. Third is a sense of integrity (including a strong set of values). 

But by far the most critical skill of the four is what we call “adaptive capacity.” This is, in essence, applied creativity—an almost magical ability to transcend adversity, with all its attendant stresses, and to emerge stronger than before. It’s composed of two primary qualities: the ability to grasp context, and hardiness. The ability to grasp context implies an ability to weigh a welter of factors, ranging from how very different groups of people will interpret a gesture to being able to put a situation in perspective. Without this, leaders are utterly lost, because they cannot connect with their constituents….

It is the combination of hardiness and ability to grasp context that, above all, allows a person to not only survive an ordeal, but to learn from it, and to emerge stronger, more engaged, and more committed than ever. These attributes allow leaders to grow from their crucibles, instead of being destroyed by them—to find opportunity where others might find only despair. This is the stuff of true leadership.


"Crucibles of Leadership" Harvard Business Review. September 2002

Thursday, November 12, 2015

the assumption of a fixed pie

[A] major block to creative problem-solving lies in the assumption of a fixed pie: the less for you, the more for me. Rarely if ever is this assumption true. First of all, both sides can always be worse off than they are now. Chess looks like a zero-sum game if one loses, the other wins – until a dog trots by and knocks over the table, spills the beer, and leaves you both worse off than before. 


Roger Fisher, William L. Ury & Bruce Patton 
Getting to Yes: Negotiating Agreement Without Giving In (The Harvard NegotiationProject). Penguin. 2011. P.72

Saturday, August 15, 2015

failures are inevitable

You’ll fail because of:

  1. Unrealistic goals
  2. Misappropriated resources
  3. Changing conditions and circumstances
  4. Lack of skill
  5. Poor preparation
  6. Inadequate or inaccurate information
  7. Wrong assumptions

While one person hesitates because he feels inferior, the other is busy making mistakes and becoming superior.” Henry C. Link


"7 WAYS TO FAIL AND MAINTAIN CREDIBILITY?". Leadership Freak. 3/20/2011